Everything Finance

Welcome to the September 3, 2008 edition of Carnival of Everything Finance.

We had over 100 really good articles submitted for this edition. Unfortunately I could not include all of them.

I hope you enjoy reading these articles.

Investing

The Stock Teacher presents Ouch- CROX Just Taught Me A Lesson posted at Stock Investment, saying, "Author looks back on the lessons he learned from his investment in Crocs."

Tyler presents How To Invest Profitably In Undervalued Stocks | Personal Finance 101 posted at Dividend Money, saying, "An article outlining the historical valuations of the world stock markets and why now is a great time to buy undervalued stocks."

FIRE Getters presents Investing - Total versus Annual Returns posted at FIRE Finance.

Matt presents Roth 401k Overview | Sharpe Investing posted at Sharpe Investing, saying, "This blog post provides an overview of the Roth 401k. The Roth 401k allows participants to contribute after-tax dollars but then withdrawal tax-free dollars during retirement."

Sandy Naidu presents Behavioral Finance - Investor Psychology - Behavioral Finance Stock Market Investment | FutureNestEgg posted at Future Nest Egg.

rothira presents Roth IRA for Teenagers posted at Roth IRA Explained.

Dividend Growth Investor presents Dividend Growth and Earnings Per Share versus Total Return posted at Create Rising Passive Income From Dividend Paying Stocks.

vld2czech presents Japanese Yen: Hedging against falling stock markets. posted at StockWeb, saying, "US dollar rebound sent other currency to negative."

BPaul presents 10 Special Tips On How To Start Investing And Become Wealthy posted at Moolah-Moolah, saying, "Below, I have listed 10 special tips on how to start investing that will help current and future investors along the way. Now, don’t get it twisted, these ten tips on investing are not the Bill of Rights of investing. These tips are just my simple ways that will keep you ahead of the game, and provide good results in the future."

Kacper Wrzesniewski presents Why did I invest so little? posted at KacperWrzesniewski.com, saying, "It is very common that after successful picking a stock an investor is asking this question. This feeling that you could invest more and now enjoy much bigger earnings appears and it is difficult to free your mind from it."

Praveen presents How Markets React to Fundamentals posted at My Simple Trading System.

Dividends4Life presents Stock Analysis: Air Products and Chemicals Inc. (APD) posted at Dividends 4 Life, saying, "Air Products and Chemicals Inc. produces industrial gases and specialty and intermediate chemicals and also has interests in environmental and energy-related businesses. Linked here is a detailed stock analysis and commentary."

Raag Vamdatt presents You are 30 - Think of 50: Impact of inflation on your budget :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com.

Babak presents Stay The (Very Long Term) Course posted at Trader's Narrative.

Dorian Wales presents The Trend Isn’t Always Your Friend – Improbable Scenarios Present Rare Investment Opportunities posted at The Personal Financier, saying, "The probable probably won’t happen"

Real Estate & Mortgage

Raag Vamdatt presents Set Off and Carry Forward of Losses: Capital Gains and House Property :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com.

Joe Manausa presents HR 3221 - Good For Tallahassee posted at Tallahassee Real Estate Blog, saying, "For Fannie and Freddie, it seems they got much of what they asked for, and a few things they did not when the President signed HR 3221. It authorized $300B (B as in Billion) to expand the Federal Housing Administration (FHA) loan guarantee programs."

Jason Voiovich presents Reverse mortgage: Hero or villain? posted at State of the Brand from Ecra Creative Group :: by Jason Voiovich, saying, "A warning to mortgage brokers to tread carefully into the reverse mortgage world."

maria gudelis presents How to Snag WOW deals on real estate - Auction Source Revealed posted at Maria Gudelis.

maria gudelis presents The One Reason the $400,000 homes in Las Vegas are HOT right now! posted at Maria Gudelis.

MoneyNing presents Whether I Should Buy an Investment Property in The Current Housing Slump posted at Money Ning, saying, "Is now the time to buy real estate properties?"

Machione presents Homes Are Selling In Stark County posted at Stark County, Ohio News And Views....

Joe Manausa presents 3 Bogus Real Estate Statistics - Know Them Or Be Burned By Them posted at Really Better Real Estate, saying, "There is a disturbing habit of our recognized industry leaders to quote statistics that have no basis at all. Some of them are downright wrong! This article will recognize three of the most important bogus real estate statistics that everyone ought to know about."

Joe Manausa presents What Homes Have Sold? New Versus Resales posted at Tallahassee Real Estate Blog, saying, "New home sales versus resales, you might be surprised to find that builders are not helping with the current over-supply of homes on the market."

Joe Manausa presents Tallahassee Market Update posted at Real Estate Market Reports, saying, "Here is a housing inventory report, hot off the press for the housing market. The statistics are starting to point out that inventory levels seem to be falling for the first time in many years."

Tammy Powell presents ENlightened wealth institute student make offers in real estate posted at Majestic Tech by an Enlightened Wealth Institute student.

Adam Freedman presents Advice for First Time Home Buyers posted at Buy In Florida . net, saying, "Tips for first time home buyers and investors"

Tammy Powell presents 4 Tips to Find the Best Rental Rate for your Profits in Real Estate posted at Enlightened Wealth Institute student Tammy Powell.

Scott H presents The Ten Commandments of Finding College Housing posted at College and Finance, saying, "The ten commandments for finding college housing. Paying rent can be a challenge for many, as well as finding a good deal. This article provides some good tips for the housing hunt."

Joe Manausa presents How To Dispute Your Property Taxes posted at Tallahassee Real Estate Blog, saying, "As long as the assessed value does not exceed the market value they will raise the assessed value, so it is important to know what your property is worth today!"

Ace Elliott presents Avoiding Mortgage Foreclosure posted at Care on Credit, saying, "As the home mortgage market sways find out what you can do to anchor yourself and weather the foreclosure storm."

Ross Taylor presents 4 Things that First Time Buyers Must NOT do! posted at UncommonAdvice.

Tyler presents Mortgages 101: A Survival Guide For Today’s Homebuyer posted at Dividend Money, saying, "Housing is becoming very inexpensive in the United States, but lenders are being more and more strict with their lending guidelines. This article outlines what you need to know about mortgages to get the best deal right now."

Saving Money

Dorian Wales presents More than a Third of British Citizens are Only 11 Days Away from Financial Ruin: On The Importance of Good Financial Planning posted at The Personal Financier, saying, "How long could you last on $1,100?"

KCLau presents 48 Fuel Saving Tips posted at KCLau's Money Tips, saying, "Article on how to save fuel"

Lauren Rose presents Tips on How to Teach Your Kids to Save Money posted at No Debt Anymore .org, saying, "The concept of buying something tomorrow instead of today is a difficult concept for kids to master. To encourage your children to save, you may need to exaggerate the benefits for them at first."

Yi Hui Chang presents I made $1 by buying 2 boxes of Hair Color in Walgreens posted at The Simple Wealth.

ChristianPF presents Getting out of Debt (Part 1): It's not about you posted at Money in the Bible | Christian Personal Finance Blog, saying, "This is part 1 of 7 in the Getting out of Debt series. In the series I walk through the 7 steps I have used to knock out over $30,000 of debt in the last 2 years..."

Todd presents Automatically Save Your Change (Finance Game #4) posted at HarvestingDollars, saying, "I hope you like this post and will include it in the carnival. Thank you for your consideration. -Todd."

Joseph presents How To Save Money On Cars posted at Penny Pinching.

Sandy Naidu presents Tips On Saving Money At The Supermarket - Grocery Stores & Supermarkets | FutureNestEgg posted at Future Nest Egg.

Sandy Naidu presents Emergency Fund Savings - Emergency Fund Tips | FutureNestEgg posted at Future Nest Egg.

Amy L. presents Getting a Good Deal on Your Car Insurance posted at Housekeeping Tips, saying, "Unfortunately, it can be very difficult to lower your car insurance costs �C especially if you have a history of claims or are below a certain age"

debbie presents Debt Management Companies posted at Destroy Debt.

Matthew Paulson presents Financial Plan to Implement Now: Emergency Fund posted at American Consumer News.

Jacob presents How much do I need to save for extreme early retirement? posted at Early Retirement Extreme.

Tom Tessin presents How to Save Money on Auto Repairs posted at FGC Auto Blog, saying, "Learn how you can save money on auto repairs."

imarketing4s presents Wise Debt Consolidation and Budgeting posted at Free Debt Consolidation: Qualified Financial Management.

David Weliver presents Stop Being Broke Right Now: Kick Off Financial Success with 10 Minutes and $10 posted at Money Under 30.

Ralph Jean-Paul presents 15 ways to save money during a recession posted at Bugs Munny, saying, "Investing money wisely should be a practice that you are taking part in whether the economy is good or slow. Here are some ways you can save some extra bucks so that you still have the opportunity to use your money to grow your wealth."

MoneyNing presents 6 Neat Ways to Build Your Emergency Fund posted at Money Ning, saying, "Various ways that you have not tried to save for your emergency funds!"

Shopping

2 Pennies Earned presents Money Stuck On Credit Cards posted at Two Pennies Earned, saying, "Article discussing the dilemma of getting money "stuck" on a credit card you buy something on a store credit card and decide to return it, but can't return it until after the bill is due."

Matthew Paulson presents Save on School Supply Shopping posted at American Consumer News.

Talk Prom Dresses presents Black Prom Dresses posted at Prom Dresses, saying, "E-Shopping to find the perfect formalwear selection amidst countless black prom dresses can be as simple as calculating ratios."

Cory presents Bass Fishing Techniques | Bass fishing Tips, Tricks and advice posted at Bass Fishing Techniques, saying, "If you are thinking of purchasing a fishing boat, you should already be aware that it is a big investment and the last thing you want to do is end up buying a poor quality boat."

Manoj Thulasidas presents Food Prices and Terrible Choices posted at Unreal Blog, saying, "This column style post discusses the timely issue of high food/commodity prices, the reasons behind them and their consequencies."

Talk Prom Dresses presents Vintage Prom Dresses > 40's 50's and 60's VINTAGE PROM GOWNS posted at Prom Dresses, saying, "Nothing says cool like a vintage prom dress."

Joseph presents Saving Money At Garage And Yard Sales posted at Penny Pinching.

Wenchypoo presents Two Games You Really Don't Need posted at Wisdom From Wenchypoo's Mental Wastebasket.

Talk Prom Dresses presents Special Occasion Attire - Special Occasion Dress posted at Prom Dresses, saying, "Getting a dress for a special occasion can be as much fun as the event itself."

Spending Wisely

hank presents Good Socks - The Things I Don’t Mind Overspending And Overloading On. | MiB Smarter Money posted at My Investing Blog.

Wenchypoo presents TV D-Day: Will You Need a Converter Box? posted at Wisdom From Wenchypoo's Mental Wastebasket.

MoneyNing presents Frugally and Happily Back to School 9 Different Ways posted at Money Ning, saying, "Be happy and frugal going back to school!"

kristen ellis presents Ramblings Of A Coupon Addict posted at Frugality In the Making, saying, "My constant questioning of which cpiponing method is right forme."

Del Sandeen presents How Much are You Really Spending? posted at Fiscal Liberty.

Jim presents How Much Is An Olympic Medal Worth? posted at Blueprint for Financial Prosperity.

Roshawn Watson presents 5 Signs That You Are Living Beyond Your Means posted at Watson Inc, saying, "Living beyond one's means can derail the finances of even some of the highest earners. Just ask many of the countless celebrities and athletes who have filed for bankruptcy or have been foreclosed on. Here are 5 signs that you are living beyond your means"

Big Cajun Man presents Sunday Thought: Debt is Bad in the Bible Too? posted at Canadian Personal Finance Blog, saying, "Even the bible thinks that debt is a bad thing."

Everything Else Finance

Kacper Wrzesniewski presents 37 shortest hacks to save on electricity. posted at KacperWrzesniewski.com, saying, "37 shortest hacks ever. Enjoy."

Finance Tips 101 presents WordPress › Error posted at Finance Tips 101.

Praveen presents Canadian National Railway (CNI) posted at My Simple Trading System.

Sweettooth presents How To Manage Your Gift Budget: 3 Easy Tips posted at Shop Little Gifts.

KCLau presents Frugal living doesn’t mean cheap posted at KCLau's Money Tips, saying, "List of benefits of being frugal and what frugality is about"

nickel presents FNBO Direct Account Opening Process and Review posted at fivecentnickel.com.

CreditAddict presents No Fee 0% Balance Transfer Credit Card Offers posted at CreditAddict.

imarketing4s presents All The Debt Consolidation Information You Ever Needed To Know posted at Free Debt Consolidation: Qualified Financial Management.

Michael Snyder presents 15 Things That Are Wrong With America posted at The Moral Collapse Of America.

Connie Brooks presents Being an Authorized User on Someone Else’s Credit Account Will Raise Your FICO Score posted at Ask Mr Credit Card, saying, "Mr. Credit Card Presents: How to raise your credit score by being listed as an authorized user on someone else's credit account."

Edith presents BizTechDay - Use Technology to Grow Your Business, Saturday October 25 San Francisco posted at BIZtechDay.

Livingalmostlarge presents California Budget Crisis posted at LivingAlmostLarge.

nickel presents The Best Cash Back Reward Credit Card posted at fivecentnickel.com.

CreditAddict presents How to Make Money With 0% Balance Transfers posted at CreditAddict.

Business

Matthew Paulson presents Listen to What Job Applicants Are Really Telling You posted at American Entrepreneurship.

Matthew Paulson presents Business Book Review: No: The Only Negotiating System You Need for Work and Home posted at American Entrepreneurship.

Todd presents Record Your Ideas Throughout the Day posted at HarvestingDollars, saying, "I hope you like this post and will include it in the carnival. Thank you for your consideration. -Todd."

Matthew Paulson presents 4 Necessary Marketing Materials for Small Businesses posted at American Entrepreneurship.

Jim presents Stay Focused, Stay Balanced, Stay Healthy: Part One posted at Blueprint for Financial Prosperity.

AmberJones presents Should you leave a job you hate? posted at Geezeo: Free Online Personal Finance Management Software, Budgeting Tools, Financial Advice and Community.

Earning Money

First Lady Of Poker presents Women?s Poker - A Growing Trend posted at Shopping and Poker Blog, saying, "Few people expected that women would take such an interest in a game that's traditionally considered such a male-orientated sport."

Money Answer Guy presents I work 60 Hours a Week and Love It - The Money Answer Guy posted at The Money Answer Guy.

The Shark Investor presents How To Profit From Ideas posted at The Shark Investor.

Ozone presents Bodog Seizure posted at Online Poker Strategy, saying, "Last week, the U.S. government seized $24 million from a unlicensed payment processor known as ZipPayments."

sophiesperana presents What to do With a Windfall posted at Holy Cash Cow, saying, "What to do With a Windfall"

Tammy Powell presents Enlightened Wealth Institute student Tammy Powell » Blog Archive » » Making Money Online: Sharpen Your Skill Sets posted at Enlightened Wealth Institute student Tammy Powell.

Martin Russell presents SponsorDaddy Review posted at Word of Mouth Marketing.

Jim presents ING Direct Review posted at Blueprint for Financial Prosperity.

GrrlScientist presents High Wire: The Precarious Financial Lives of American Families posted at Living the Scientific Life, saying, "This is a book review of a nonfiction masterpiece that will keep you awake at night, planning how to safeguard your economic future -- all on your own! It talks about the most important and long-term relationship in your life: your relationship with your work, and how that has changed substantially since the 1970s. It also discusses the myth that the average American can become a wise enough financial planner and investor to "beat the odds" and become at least more financially comfortable."

KCLau presents How a medium family can retire comfortably (Real Life Case Study) posted at KCLau's Money Tips, saying, "a success story about a frugal family. If everyone learn to manage cash flow like they do, there will be no financial problem in Malaysia."

FMF presents How to Ask for a Raise posted at Free Money Finance, saying, "How to ask for a raise."

Debt Freedom Fighter presents Reward cardholder prefer rewards levels to APR posted at Discover Debt Freedom!.

chica with issues presents Observing others financial choices posted at One Snarky Chica with Issues.

William Blake presents Obtaining a Loan is Still Possible After Bankruptcy posted at Becoming Debt Free.

Michael Geoffrey presents How The Credit Score Rating Scale Works posted at Debt Smackdown.

Save Money presents Three Principles Of Personal Finance posted at How I Save Money.net.

Alvaro Fernandez presents Mind Games @ Venture Capital Journal posted at SharpBrains: Your Window into the Brain Fitness Revolution, saying, "The August issue of Venture Capital Journal brings a very good piece on the emerging brain fitness software (also called "neurosoftware") category:"

Tool presents Savings Tips: Automate Your Retirement Savings With Your 401(k) plan posted at Savings Toolbox.

Money for Military presents Military Paycheck Budget posted at Money for Military, saying, "I don't know if most civilian jobs pay twice a month; however, the military gets paid twice a month. Here is an article that best explains how to budget wisely and soften the blow of the "bill paycheck.""

Anand presents Ian Stephens - Identity of a Wealth Builder posted at Anand Dhillon . com, saying, "This post includes a free download of Ian Stephens wealth building audio program: Identity of a Wealth Builder. Ian went from being more than $100,000 in debt to living in a $1 million home in 3 years. In this program, he details his formula for financial success."

Adam Berry presents How To Improve Your Credit Rating posted at Economic Forecasts, saying, "Simple but effective ways to improve your credit rating"

William Blake presents Bankruptcy Laws Protect Borrowers From Harassment By Creditors posted at Becoming Debt Free.

Madeleine Begun Kane presents Loose Change Exchange (Limerick) posted at Mad Kane's Humor Blog.

Michael Geoffrey presents What Do You Believe About Money? posted at Debt Smackdown.

Louise Manning presents How sustainable is the global food supply model? posted at The Human Imprint.

Debt Freedom Fighter presents Solve Common Credit Card Problems With 4 Simple Solutions posted at Discover Debt Freedom!.

imarketing4s presents An Introduction To Debt Consolidation Solutions posted at Free Debt Consolidation: Qualified Financial Management.

Scott Palat presents How To Acquire Students for Your E-tutoring Business posted at Scott Palat.

MoneyNing presents Stop Worrying About Your Finances posted at Money Ning, saying, "Stop worrying and just go do it!"

Madeleine Begun Kane presents McCain Thought They Were Asking How Many Combs He Owns posted at Mad Kane's Political Madness.

ChristianPF presents How to calculate MPG posted at Money in the Bible | Christian Personal Finance Blog, saying, "A quick lesson on calculating your car's gas mileage"

Robert D Flach presents LET THE CLIENT BEWARE posted at THE WANDERING TAX PRO.

kevin callahan presents OIC 101: What Can Offer ? posted at IRS For Dummies, saying, "dont leave money on the table when you make your offer to the IRS"

Del Sandeen presents Is the Media to Blame for Your Materialism? posted at Fiscal Liberty.

Mike Leonard presents Who is trading in your debt? posted at Until Debt Do Us Part.

Phil B. presents Retirement Calculator « Phil for Humanity posted at Phil for Humanity, saying, "Use this retirement calculator to determine if you have enough money to retire."

David Gross presents The Picket Line — 26 August 2008 posted at The Picket Line, saying, "Cashing in your retirement accounts early and stashing the cash is a risky, high-commitment tax resistance tactic. Here’s the story of one blogger who’s started down that path."

Connie Brooks presents Do You Lie to Your Spouse About Your Credit Cards? posted at Ask Mr Credit Card, saying, "Mr. Credit Card Presents: Do You Lie to Your Spouse About Your Credit Cards?"

The Happy Rock presents Finding Out What Matters - A Perfect Day Review posted at The Happy Rock.

That concludes this edition. Submit your blog article to the next edition of carnival of everything finance using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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