Thursday, January 31, 2008

10 Easy Ways to Save Money on Your Wedding without Being Tacky

This is a guest post by Heather Johnson

1. Wear someone else’s gown: Ask your mother, grandmother or other family member if she’ll let you wear her dress. She will most likely be honored that you asked, and you will save valuable time and money spent looking for a gown. Though you might have to get it altered or updated a bit, it will only be a fraction of the cost of buying a new dress.

2. Wear family jewelry: You don’t need to spend lots of money on wedding jewelry (i.e. engagement rings) when someone in your family probably has something nice for you to wear on your big day. This saves you money buying jewelry just for your special day and eliminates “something borrowed” from your to-do list.

3. Shop at internet wholesale florists: Take your comparison shopping outside your local area by checking out prices from internet wholesale florists who often stock more varieties of flowers in greater supply.



4. Simple centerpieces: Don’t go overboard with a centerpiece that takes up a lot of space on the table and can go beyond your budget. Keep your centerpieces simple and cheap, or better yet, make your own. Fill pretty bowl with water and floating candles for an inexpensive yet tasteful touch.

5. Have a friend officiate: If you’re not getting married in a church, ask a friend to do the honor. This will save you money and also add a more personal touch to your ceremony.

6. Get married outside: Take advantage of the great outdoors for a cheaper, more picturesque atmosphere. With a garden as your venue, you may be able to save on rental costs and decorations, as the garden should provide a naturally beautiful backdrop. Also consider getting married at a state or national park for an inexpensive and unique experience.

7. Select a venue that lets you bring in your own catering and alcohol: A separate caterer will probably give you a better deal than what’s offered at the venue and lets you pick and choose the menu you really want. If you already have good relations with a caterer or restaurant, they are more likely to cut you a break on your big day.

8. Forget about hard liquor: Hard liquor and mixed drinks cost more than beer and wine. Offer just beer, wine and soft drinks instead and your guests will still have just as much fun. Or, offer a specialty drink instead of a full bar for a special touch.

9. Ask for services as a wedding present: If you know someone who is a professional or on-the-side photographer, baker, musician, etc., ask them for their services as a wedding present. They’ll save money on buying you a gift, and you won’t have to pay someone to provide the service.

10. Get married during the wintertime: You’ll have a much greater choice of venues at much cheaper rates. Plus, you won’t have to compete with all the other extravagant weddings taking place during the busy wedding season.

About Heather:
Heather Johnson is a freelance business, finance and credit writer, as well as a regular contributor for BusinessCreditCards.com a site for comparing business credit card offers and prepaid credit cards. She welcomes questions, comments, and freelancing job inquiries at her email address heatherjohnson2323@gmail.com


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Sunday, January 27, 2008

How to become debt-free!

Debt – does the mention of the word send a shiver down your spine? Are your monthly debt repayments an ordeal for you? Do your monthly payments cover your interest rates rather than the principal amount you owe? Seems like you’re trapped in a bubble that’s hard to burst, right? But there are simple yet cost-effective ways to tackle your mounting debts.

Read on and act at the right time to combat your debts before they spiral out of control. Find an easy way out of your debts in this article.



Living a debt free life is no longer a dream. Follow these steps and put your debt behind you!

  • Prioritize your debts: Begin by listing the amount you owe into priority and non-priority debts. List the ones with high interest rates and those that need to be repaid soon under priority debts and the others under non-priority debts. You’ll surely save a lot by tackling your priority debts first.


  • Don’t fall for ‘Buy Now, Pay Later’ deals. Cut out credit cards completely: Can’t afford minimum payments? Take action before your creditors start harassing you. Don’t use your credit card at all. But if you just can’t live without it, limit it to one plastic or use your debit card. Don’t let the credit card in your pocket tempt you into ‘Buy Now, Pay Later’ deals.

  • Draw up a realistic budget or spending plan: Classify your monthly needs into ‘Want’, ‘Need’ and ‘Can do without’. Compare your monthly income and expenses. Make the necessary cuts at home or work, and decide how much you can pay for and how long it will take for you to cross off your debt forever.

  • Get debt help: Sleepless nights? Can’t concentrate during the day? Financial stress is not uncommon. Fearful thoughts can lead you to take wrong money management decisions, which can further spiral your debts. What can you do in such a situation? Understand your debt problem, accept it and get professional debt help. With professional help and guidance you can come out of the dire circumstances you’re in and become debt free soon.



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Wednesday, January 23, 2008

Save Energy, Go green and Save money too !

Go Green -Save Energy

Step 1

Put a sweater on your house. One of the most important energy-saving elements of your home is insulation. Insulating your ceiling and walls will cut your energy bills and make your house more comfortable throughout the year.


Step 2

You should consider solar energy. Solar power is obviously a wonderful environmental option because it is renewable and clean. While a whole-house system can have an expensive up-front cost, many states and cities now provide attractive financial incentives.


Step 3

If you live in a rural, windy area you should consider wind energy. Like solar, wind energy is a great environmental alternative to traditional non-renewable power.


Step 4

Change your light bulbs. Lighting is one of the largest uses of power in your home. Use natural lighting where you can, or replace incandescent bulbs with compact fluorescent lighting. Fluorescent lights use 1/3 the electricity of normal bulbs and last up to 10 times longer. And they’re not bright and ugly anymore!


Step 5

Improve the efficiency of your hot water heating. You can do the following:
  • Insulate your hot water heater, and hot water piping
  • Reduce your water heater thermostat to 120 degrees (which also prevents scalding)
  • Replace your hot water heater with a tankless hot-water heater – you get instantaneous hot water, no waste while hot water slowly cools in the tank, and some valuable real estate where the water heater used to sit!

Step 6

Make sure your windows & doors don’t leak air– you could be wasting energy & heat.
Use weather-stripping or caulk.


Step 7

Make sure you have sealed and insulated heating and cooling ducts.


Step 8

Make sure you have an energy efficient furnace.


Step 9

Consider a graywater recycling system. Graywater is water drained from baths, showers, washing machines, and sinks (household wastewater excluding kitchen and toilet wastes) and can be used for irrigating non-edible plants.


Related Posts
Easy ways to cut your energy bill
How to save money on lighting in your home!
High Energy Bills ?? Try out these simple ideas !

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Saturday, January 19, 2008

Code Against Identity Theft

This is a guest post by the author of the LifeLock blog

Identity TheftIdentity Theft is a crime. It is done when an impostor obtain pieces of personal identifying informations like your name, credit card number, Social Security number without your permission. This is also called ID Theft. Some identity theft victims resolved this problem quickly, but there are some who spend so much money in repairing their good names and credit record.




There are two type of Identity Theft or Fraud:
  • Financial Fraud – this includes bank fraud, social program fraud, tax refund fraud, computer or telecommunications fraud, mail fraud and many more. This is the most prevalent type of identity theft.
  • Criminal Activities – this involves taking someone else's identity to in order to commit a crime, hide one's own identity, get special permits, enter a country, or commit acts of terrorism.
How can we protect ourselves from Identity theft?
  • Delete any suspicious emails from organizations requesting personal information from you
  • Be extra vigilant when giving out personal information
  • Shred all personal information before throwing it away in your rubbish
  • If you move house, make sure you tell your bank and other organizations in advance
  • Tell USPS if you suspect your mail is going missing
Be aware! Identity thieves can take over your identity and conduct a wide range of crimes. Many people do not realize how easy for the criminals to obtain our personal data. Fraud incidents have increased over the past few years. Each of us is at risk, but we must secure our elder parents' and also our children's identities. Secure them and choose Lifelock promo code BUDGET

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Wednesday, January 16, 2008

Carnival of Everything Finance: # 11 Edition

Welcome to the January 16, 2008 edition of Carnival of Everything Finance.

We had over 80 really good articles submitted for this edition.
Editor favorites have "*" on them.


Earning Money

James D. Brausch presents Intern Program Tips posted at jamesbrausch.com

*Christine presents Finding Your Special Talent posted at Me, My Kid and Life: An American Single Mom Living in France

Ed Rivis presents Discipline: Number One Success Tool for 2008. posted at Ed Rivis

GWN Lifestyle presents Girls Who Network Grow Rich Teleseminar posted at GWN Lifestyle

Ryan-Careonecredit presents Is A Fixed Rate Mortgage Your Best Bet? posted at Care on Credit

Ryan-Careonecredit presents A Home Inspection Can Save You Thousands posted at Care on Credit

Dave presents Win-Win Referrals - Vox posted at Cheapo Groovo

David B. Bohl presents Success in 2008? It’s Achievable – And Here Is How You Can Do It! posted at Slow Down Fast Today!

Christine presents Monetizing Your Website Through Inspiration and Desire posted at Me, My Kid and Life: An American Single Mom Living in France

Christine presents Finding the Right Job for Your Teenager posted at Me, My Kid and Life: An American Single Mom Living in France

Terry Dean presents January Monthly Mentor Club News posted at Integrity Business Blog by Terry Dean

kdickson presents What should you do when you strike it rich? - 7 ways to benefit from windfalls, bonuses, and other ‘found’ money! posted at InvestorBlogger

FIRE Getters presents 2008's Hot Career Trends in US - Some Contemplations! posted at FIRE Finance

*KCLau presents Top 10 Personal Finance Books in History posted at KCLau's Money Tips, saying, "A list of the top 10 books which provide rich insight into issues related to personal finance."

*The Dough Roller presents How I Overcame My Fear of Lending Money on Prosper.com posted at The Dough Roller



Everything Else Finance

aruntheace presents Make money online with automated Youtube niche video sites – Made for Lazy people! posted at www.aruntheace.com

Karen Halls presents Bankruptcy - How To Recover And What To Expect posted at A Bankruptcy Lawyer's Blog

Danogo presents Learn the Proven Money Making Keys to Successful E-commerce posted at Danogo.com - Discover. Inspiring . Media

Slackerwealth presents Investing in Agriculture, ETN, Jim Rogers posted at A Slacker's Quest for His First Million

*Patrick A. Sizemore presents Smart Ways to Save Money at College posted at College Information for Smart Students

SpiKe presents Be A Smart Shopper During The Sales posted at Organize IT

Allen Taylor presents Is Your Annuity Good or Bad? posted at Investing World Today

CreditAddict presents Making the Most of Your Free Credit Reports posted at CreditAddict

Joseph presents How to save money at CVS Pharmacy posted at Penny Pinching

chica with issues presents Setting financial goals for 2008 posted at One Snarky Chica with Issues

Kingsley Tagbo presents HOW TO OVERCOME PROCRASTINATION IN 8 EASY STEPS posted at HOW TO LEARN COMPUTER PROGRAMMING FAST OR GET A JOB EASILY

*Sagar presents 20 Reasons Why a Falling Dollar Isn't Necessarily a Bad Thing posted at Currency Trading.net

Matthew Paulson presents 4 Reasons to Become a Generous Giver posted at American Consumer News

Ryan Healy presents Financial Setbacks posted at Debt Reduction Formula

Simonne presents The American Express Black Card: Hard To Get posted at Financial days

ChristianPF presents Primerica pros and cons | ChristianPF.com posted at Money in the Bible | Christian Personal Finance Blog

plonkee presents net worth 2008? posted at plonkee money

*Roshawn Watson presents Taking Control of Your Financial Life posted at Watson Inc

GP presents Start your New Year Right .. and Green posted at Innside Montana-Your Home at the Range

Abel Cheng presents Five Things Every Married Person Should Know Before Signing Any Credit Application posted at Parent Wonder

The Monk presents Dollar Woes Part I posted at The Key Monk

Meredith presents What is APR? posted at the simple nickle

LIVING OFF DIVIDENDS presents How The World's Cheapest Car Is Bad For Your Wallet posted at LIVING OFF DIVIDENDS

Jeffery A. Smith presents Shift your Attitude Towards Money: Where do you seek Happiness? posted at YooperSmith.com

Joshua C. Karlin presents The Single Most Important Thing Your Business (or Charity) Needs posted at Marketing & Fundraising Ideas

Raymond presents How To Avoid A Major Cause Of Bankruptcy By Getting Basic Health Insurance Coverage posted at Money Blue Book

Andy Miofsky presents Can A Bank Steal My Money? posted at Credit Law Network

Mr Credit Card presents Citi Dividend Card Review posted at Ask Mr Credit Card

Madeleine Begun Kane presents Banking On Money posted at Mad Kane's Humor Blog

GP presents Weighty New Years Resolutions - Kind of posted at Innside Montana-Your Home at the Range

Brenda Cyr presents Where to Look for Retirement Planning Services posted at Retirement Planning Tips

Personal Finance Claims presents What Would You Do With An Extra £5000? posted at Personal Finance Claims


Investing

Dereck Coatney presents A Comprehensive Diagnostic Analysis Of A Misbehaving Stock Market—Part I posted at The Best Stock Trading in the World

GWN Lifestyle presents Work Once, Buy Forever posted at GWN Lifestyle

*Investing Angel presents Is Trading For You? posted at Stock Tips

The Dividend Guy presents Day 3: The Dividend Key - High Dividend Stocks posted at The Dividend Guy Blog

Leon Gettler presents Bear market danger signals posted at Sox First

The Financial Blogger presents The Seven Sins of Personal Finance Part 2 posted at The Financial Blogger

Value Seeker presents Are Mutual Funds For You? posted at Stock Investing

Investing Angel presents Common Stock Investing Mistakes posted at Stock Tips

*Larry Russell presents Fund Authority Scores - Taking the Snake Oil Out of Investment Fund Evaluation posted at THE SKILLED INVESTOR Blog

Robert Phillips presents Why Create a DVD Information Product? posted at How to Create a DVD without Spending a Dime

Phil B. presents Short-Term versus Long-Term Capital Gains « Phil for Humanity posted at Phil for Humanity

David B. Bohl presents American Chronicle: Don't Build a House without a Foundation: Life Coaches and Financial Planners Working Together posted at Slow Down Fast Today!

Babak presents Just Another Correction Or A Trend Shift? posted at Trader's Narrative

Kurt Brouwer presents Morningstar Fund Managers of the Year posted at Fundmastery Blog

Dorian Wales presents 10 Tips and Truths for Successful Option Trading posted at Personal Financier

The Stock Teacher presents Tips For Cutting Down On Trading Fees posted at Stock Investment

Market Breaker presents Getting An Edge On The Market posted at Stock Investing Tips

Ryan presents Take Control of Your Retirement Fund | Millionaire Money Habits posted at Building Millionaire Money Habits

Investing Angel presents Invest In What You Know posted at Stock Tips


Real Estate & Mortgage

Madeleine Begun Kane presents Hapless Home Buyer?s Guide posted at Mad Kane's Humor Blog

Chris Wondra presents Refinancing with Primerica: A Consumer Report posted at Chris Wondra . com

*Lucynda Riley presents HGTV Dream House 2008, I don?t think so. posted at Bound Down South

Bentley Humphreys presents How To Estimate & Determine A Property's Value Accurately! posted at Bentley Humphreys

TheWild1 presents Samira Habitats posted at TheWild1

Abdulrasool Sumar presents Want a Mortgage Loan? Get Pre-Approved! posted at Mortgage Loan Calculator

*plonkee presents planning for retirement: pensions vs buy to let part 1 posted at plonkee money

Steve Faber presents - Home Buyer's Down Payment Assistance - How to Get It posted at DebtBlog

Wendell Sherk presents Banks Prefer To Ignore Inconvenient Rules posted at Mortgage Law Network

Don presents Is North Las Vegas Real Estate An Investors Dream? posted at Tony Travis


Saving Money

Marcus Hochstadt presents Pay Business Expenses Wisely And Travel For Free posted at Marcus Hochstadt

Samuel Bryson presents Pedalling Money - Saving Money by Cycling: posted at Total Wellbeing

Dave Westwood presents Man on a Mission (Day 1) posted at www.davewestwood.com

Wenchypoo presents Income or Outlay posted at Wisdom From Wenchypoo's Mental Wastebasket

Green Panda presents Rich College Student: Debt Repayment | Green Panda Treehouse posted at Green Panda Treehouse

*Brooke presents Living With an Extreme Frugal Person posted at Dollar Frugal


Shopping

paidtwice presents Don?t Make the Fatal Flaw in Budgeting posted at I've Paid For This Twice Already...

Joseph presents Price Matching posted at Penny Pinching


Spending Wisely

Wenchypoo presents Planning Ahead for Next Christmas posted at Wisdom From Wenchypoo's Mental Wastebasket

Moneywise presents Cost of owning a car posted at The Real Returns

Jacob presents Financially free posted at Early Retirement Extreme

Brooke presents My Tweezers vs. Electrolysis posted at Dollar Frugal

Adfecto presents Getting Smart About "Found Money" posted at Adfecto Abundantia - Aspire 2 Wealth


That concludes this edition. Submit your blog article to the next edition of carnival of everything finance using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.


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Thursday, January 10, 2008

Tips on How to Save Money on Transportation

Prices go higher every year, especially the cost of gas. Transportation is one big factor that makes the household budget difficult to cover all your expenses. Here are some guidelines to help you save money from transportation:

1. To save money, you must always check on your vehicle regularly. A well-maintained vehicle can get you out of trouble on repair expenses. You can actually spend only $50 on maintaining your vehicle and save up to $800 on repair costs in a year. You can even save more if you do the maintenance yourself and not bring your car into an auto shop.

2. If you want to save more money, it is recommended not to buy a new car. The value of a car depreciates automatically when you drive it out off the showroom of the car dealer shop. You may buy a car that is used at least one year. It will save you thousands of dollars to the actual worth of the car when it was new. The owner will then pay all the depreciated value of the car.



3. Save money on buying used cars by comparing the prices of the car dealer and the actual price on the list of the used car dealer ads. To ensure the car that you buy is well conditioned, you may ask for the help of a mechanic to check if the car is good enough for its price. It is better to buy a used car from a person you know and trust. This will help you make sure that you have a good deal in acquiring a car.

4. Try to compare gasoline rates. You may refuel your car with the gasoline station that offers the lowest price on gasoline. You can even save more by pumping gas yourself and use the lowest octane in your car’s manual. It is also recommended that you pay cash than credit cards that charge extra rates. Do not forget to check the gas cap if it is tightened to ensure no gas is spilled out.

5. Always keep your engine tuned-up and have your tires inflated to their desired pressure to save you more money. A well-maintained engine consumes less gas. Keep your car’s trunk clean to save more fuel. Heavy loads in your vehicle can consume more fuel because of the excess weight it carries.

6. Try to limit the use of your car on your daily route. You may take the bus or the subway to save gasoline. You can also save time by ignoring the traffic that you encounter everyday on the streets.

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Monday, January 7, 2008

Credit Unions are a good option

Credit unions can be a very good alternative to banks as long as you meet certain conditions. In general, credit unions can perform many of the same services that banks perform, but there can be exceptions to this.

Credit unions are member organizations and this is the biggest difference between them and banks. When you join a credit union you, in essence, become a stakeholder in the institution. In the past, most credit unions were formed around certain professions or formed around certain employment bonds. Today, much of that has changed. The credit union is still a membership process but the bond can be anything from regional to religious. Many different types of groups now have their own credit unions, and finding one that you can join has never been easier.



According to the Credit Union National Association there are over eighty million Americans currently enrolled in credit unions. This huge number of participants is not a fluke. There are reasons why people choose credit unions over banks.

One thing you may notice about credit unions is that they do not advertise themselves very much. If you want to find a credit union that you may be eligible to join, you have to look for it.

The best place to begin looking is with your employer. There are many employers who have their own credit union or have access to one. This can be especially true if you work in a union or if you belong to a particular trade association.

The Credit Union National Association's website has a very useful locater that can help you find credit unions through an online search. You can use this search engine to help narrow down possible institutions that are in your area or that belong to certain trade associations. Once you find some suitable selections, you can visit their websites to see if you meet their requirements.

Some religious organizations have credit unions set up for members of their faith. These are usually not administered by the local church, synagogue, or mosque but rather by the larger regional or national headquarters of the faith. In addition to many religious-based credit unions, there are also civic institutions that have credit unions.

Many universities and colleges have credit unions that are available not only for faculty but for students as well. Student credit unions are often more geared up to help with the special needs of students than local banks might be.

It is not often well known but many credit unions will allow family members of an already enrolled member to join. In other words, if your father is a member of a particular credit union, you may be able to join too simply because you are his child. This is not the case with all credit unions, but it is the case with many and it is worth asking about.

While credit unions can be useful for many people, they can also be limited in what they can do. Much of what a credit union can do for you will be determined by how many members it has. This can come into play if you are looking for home loans or other big dollar loans. Smaller credit unions may not be able to meet these types of needs, in which case dealing with a bank would be the better choice.

Credit Unions Vs. Banks

Tension has always existed between credit unions and banks. When credit unions were first organizing in the United States in the early twentieth century, the banking industry was opposed, remaining so ever since. These tensions have only been exacerbated as many credit unions have grown, expanded their fields of membership to include large communities and whole states, and in the eyes of some, are indistinguishable from banks.

Due to their status as not-for-profit financial institutions, credit unions in the United States are exempt from federal and state income taxes (but, not from employment or property taxes, among others). Additionally, credit union members pay income taxes on dividends earned through financial participation in the credit union; this is similar to the taxation structure enjoyed by many banks incorporated under Chapter S.

Bank holding companies and their affiliates aggressively compete to provide services to credit unions through their ATM networks, corporate checking accounts, and certificate of deposit programs. In 2007, the American Bankers Association barred credit union employees from attending ABA sponsored educational seminars. This includes online classes that require registration. Based upon the pretext that the ABA only wants to serve its members, the American Bankers Association continues to attempt to weaken credit unions and take back the 6% market share that credit unions currently hold.

Credit unions maintain that no matter their size or field of membership, the fact that they are owned by their members and not shareholders makes them fundamentally different from banks.

I have an account at a Credit Union and I'm very happy with their service.


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Thursday, January 3, 2008

2008 Carnival of Everything Finance Begins ! (# 10 Edition)



Welcome to the January 2, 2008 edition of carnival of everything finance.

We had over 70 really good articles submitted for this edition.
Editor favorites have "*" on them.


Earning Money

Kingsley Tagbo presents Business Analyst Training Online posted at HOW TO LEARN COMPUTER PROGRAMMING FAST OR GET A JOB EASILY

*Lulu presents How to make the most of Cash Back Credit Cards this Christmas posted at How I Save Money.net

Tip Diva presents Top Ten Tips - Successful eBay Selling posted at Tip Diva

Jay M presents Business Plan Basics II posted at 4 entrepreneur


Everything Else Finance

Karen Halls presents Understanding How to Get a Loan After Bankruptcy posted at A Bankruptcy Lawyer's Blog

Allen Taylor presents Student Housing - A Niche Market - The ?Echo Boomers? are off to College posted at Investing World Today

Thomas Humes presents Linear Income Versus Exponential Income Growth posted at Wealth Building World

*Wanda Grindstaff presents Adding Rocket Fuel to the Law of Attraction - Success with Major Goals posted at Creating Abundant Lifestyles



Donna Freedman presents Don't call the repairman -- yet posted at Smart Spending

*nickel presents Reader’s Choice: The Best Credit Cards posted at fivecentnickel.com

Tiffany Washko presents Organic Can Be Affordable posted at Natural Family Living Blog

Nadege presents Financially stAble posted at Financially stAble


Homo economicus
presents Personal Diversification: Multiple Streams of Income posted at Homo economicus

PT presents How I Set Up My Bank Accounts the Right Way posted at Prime Time Money

Colin Robertson presents Study Finds Credit Card Issuers Target Heaviest Users posted at The Truth About Credit Cards.com

Mr Credit Card presents College Student Credit Cards Primer posted at Ask Mr Credit Card

*Rose presents Have a Kid, Pay a Tax posted at Learning at Home

Kurt Brouwer presents Will The Oil Bubble Burst Or Just Leak A Bit More? posted at Fundmastery Blog

Mark Riffey presents Entrepreneurs: Are you fried? Maybe this is why. posted at Business is Personal

Cyrinx presents I am up against a wall! Where is that sledgehammer! posted at Musings of a Bald Rambling Geek

Steve Faber presents - Best Gambling Bonus – Why Do SO Many Care How to Get It? posted at DebtBlog

ChristianPF presents Warren Buffett Videos posted at Money in the Bible | Christian Personal Finance Blog

Robert D Flach presents 2007 – THE TAX YEAR IN REVIEW posted at THE WANDERING TAX PRO

Jeffery A. Smith presents What do you think about money? posted at YooperSmith.com

Super Saver presents Social Security - Maximizing Future Benefits posted at My Wealth Builder

R.Pettinger presents Financial New Year Resolutions for 2008 posted at Mortgage Blog


Investing

Jose DeJesus MD presents Select Mutual Funds with Lower Turnover- Your Money posted at Physician Entrepreneur

ChristianPF presents Would Peter Lynch invest in Crocs? posted at Money in the Bible | Christian Personal Finance Blog

*FIRE Getters presents Our 7 Mutual Fund Investing Mistakes! posted at FIRE Finance

Blain Reinkensmeyer presents Jacks Stock Trade Yields $201,300 in One Hour posted at Stock Trading To Go, saying, "How much is your time worth?"

Value Seeker presents Common Mutual Fund Investing Mistakes posted at Stock Investing

Dorian Wales presents Understanding the difference between investing and gambling posted at Personal Financier

Robert D Flach presents WON’T YOU TAKE THIS ADVICE I HAND YOU LIKE A BROTHER posted at ANYTHING BUT TAXES!

David presents How to Avoid Common Mistakes with Your 401(k) Investment posted at Worldwide Success

*Randall presents Roll a Traditional 401k Directly to a Roth IRA posted at Credit Withdrawal

Value Seeker presents Stock Investing Vs. Stock Trading - Stock Investment Resource: Stock Market Investing Tips posted at Stock Investing

Dereck Coatney presents Very Large Dataset Analysis #3 – 91 Good Dividends For Bad Times posted at The Best Stock Trading in the World

Raag Vamdatt presents Direct investment in Stocks versus Mutual Funds (MFs)? :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com - Financial Planning demystified

Mark Runta presents Should you be Investing in Emerging Markets? posted at Smart Investing & Money Management

Dorian Wales presents Personal Financier: Some rules for speculating posted at Personal Financier


Real Estate & Mortgage

Mitch McDonald presents Rent Back House Tips To Avoid Home Loss posted at FYI About.com

Chief Family Officer presents Tips for Buying a Condo posted at CFO: Chief Family Officer

*Wendell Sherk presents What Bills Should You Pay? Feed The Bear First! posted at Credit Law Network

Nigel Swaby presents Safe Real Estate Investments for 2008 posted at Salt Lake Real Estate Blog

Graham Bradlington presents Quickly Finance News » Brighten Your Prospects With An Adverse Secured Loan posted at Quickly Finance News

Kathie Goldsmith presents Team Reba Real Estate posted at Team Reba Real Estate

Ted Stearns presents Rights For the Underdog posted at Seasoned TradeLines

Graham Bradlington presents Quickly Finance News » Need Funds? Why Not Apply For A Remortgage? posted at Quickly Finance News


Saving Money

Michael Bass presents The skinny on Balance Transfers posted at Debt Prison

*Blaine presents Frugality, America's worst nightmare posted at BlainePower.com

Storm presents Being frugal posted at Watch Me Become A Millionaire

Jennifer Gervens presents Day 1 posted at The Freebie Diva

Tyler McKinna presents The Secret of the Compounding Salary posted at Dividend Money

*Tip Diva presents Top Ten Tips - Saving Money Online posted at Tip Diva


Shopping

Dianne M. Buxton presents 12 Yr Old head of Household Helped By My Power Mall posted at manifestingsuccess

cashmoneylife presents How Much Does a Nintendo Wii Cost? posted at Cash Money Life

Amy Bangs presents How to keep your dignity in the January Sales posted at Skint in London

*Madeleine Begun Kane presents Why I Don?t Relish Shopping posted at Mad Kane's Humor Blog

*Pinyo Bhulipongsanon presents Money Saving Tips for Online Shopping posted at Moolanomy

Abby Freedman presents Gifts for those who don't need 'stuff' posted at Smart Spending

Jennifer Gervens presents Beyond Freebies posted at The Freebie Diva


Spending Wisely

Wenchypoo presents The Faulty Food Stamp Challenge—Eating for $1 per Person per Day posted at Wisdom From Wenchypoo's Mental Wastebasket

Donna Freedman presents 'Room to breathe has no price tag' posted at Smart Spending

Niharika presents 50+ Ways to Cut Back on Your Christmas Bills Without Feeling the Pinch posted at Credit Card Lowdown

Wenchypoo presents Revised: Cheap Eating with Cost-Per-Serving posted at Wisdom From Wenchypoo's Mental Wastebasket

Jacob presents Wear sunscreen and retire early posted at Early Retirement Extreme

*The Little Dough Girl presents The Little Dough Girl: Liberate yourself, Starbucks slave! posted at The Little Dough Girl

poetloverrebelspy presents Hotel Ratings from Consumer Reports posted at Less Than a Shoestring

Lori Prokop Keyboard Culture Co-Founder presents The First Financial Planning Step to Achieve Financial Freedom posted at Marc Woolf Personal Finance Expert at Keyboard Culture Expert Community

Jacob presents Wear sunscreen and retire early posted at Early Retirement Extreme

*Michelle Cramer presents How to Improve Your Credit Score posted at GreatFX Business Cards


Stocks

Leon Gettler presents Tips for surviving the recession posted at Sox First

Ryan presents Leave Stock Trading to the Professionals posted at Building Millionaire Money Habits



That concludes this edition. Submit your blog article to the next edition of carnival of everything finance using our carnival submission form.
Past posts and future hosts can be found on our blog carnival index page.

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